I didn't even know that they had taken me to court back in 2009. They have been adding interest ever since 2009. If they can't Garnish my Disability income how can they get around that by putting a lien on my home?
The lien is another source of security the credit union may use to recoup their money. If, as you say, they had no other option then they may ahve had a judge enter a lien on your home. They'll be entitled to get paid back whatever you owe if you or someone else sells the home.
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