QUESTION
Is it legal for an attorney to call me about a late loan payment?
Asked on Apr 02nd, 2013 on Litigation - Georgia
More details to this question:
I missed a loan payment due to unforeseen circumstances. I received a letter about the late payment the day following, and a phone call the day following that. The phone call was from an attorney saying there would be legal action taken against me and a raise in payment price if I did not pay the loan payment that day. I had not even been given a chance to respond to the letter before I was called. Is this move by the attorney legal or is this some form of bullying by collectors?
3 ANSWERS
John J. Carney
Why would it be illegal or bullying? It is an attempt to collect a debt.
Answered on Apr 04th, 2013 at 8:07 PM
Michael J. Breczinski
It may be a form of bullying by the lender. See an attorney that specializes in suing creditors.
Answered on Apr 03rd, 2013 at 9:24 PM
Appellate Attorney serving Grosse Pointe Farms, MI
at
Musilli Brennan Associates, PLLC
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You can speak with an attorney with the details to determine if the collection action has violated any laws or regulations but remember, the lender has a right to seek to collect their money.
Answered on Apr 03rd, 2013 at 8:42 PM