Appellate Practice Attorney serving New York, NY
I'm assuming that the debt was yours alone and not on a joint debt with your wife. There are various collection mechanisms available to your creditor, including garnishing any wages or other income your receive until the debt if paid in full, seizing any non-exempt assets you have now (not sure whether you car is exempt in Fla., in NY it's only partly exempt) or in the future (for 20 years in NY, but may be a different time period in Fla) and perhaps forcing you into an involuntary bankruptcy where the court would oversee your finances.
Answered on Apr 05th, 2017 at 12:25 PM