QUESTION
What can I do if a car company refuses to return my down payment?
Asked on Oct 11th, 2013 on Litigation - New York
More details to this question:
I went to a used car company in Dayton, OH. I put a down payment of $2200 on the car. I was told that I was approved and got the keys to my cars. I've had the car for three weeks and was informed that the loan was denied. He now refuses to give my down payment back and is saying he will make it into a buy here pay here contract.
6 ANSWERS
Business Litigation Attorney serving Columbus, OH
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E. Ray Critchett, LLC
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You should look at the contract you signed to see what it says about the deposit. If there is nothing there, you may have a claim for CSPA violations. You should contact an attorney to obtain a free consultation so that you can discuss your situation in greater detail.
Answered on Oct 16th, 2013 at 12:08 PM
Edwin K. Niles
Ohio? This is for California law only.
Answered on Oct 15th, 2013 at 6:13 AM
Employment Law Attorney serving Beverly Hills, CA
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Dordick Law Corporation
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First, Ohio law would govern this transaction, not CA. Secondly, an attorney would need to see the written documentation to see what was really agreed to and whether the contract was an integrated contract such that oral promises are rendered meaningless.
Answered on Oct 15th, 2013 at 2:12 AM
Ronald A. Steinberg
Talk to an Ohio lawyer. I am not familiar with the rules there.
Answered on Oct 15th, 2013 at 1:33 AM
Personal Injury Attorney serving Charlotte, NC
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Paul Whitfield and Associates P.A.
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You need to read your contract. If the bank denies you credit you have to return car normally, but it really depends on what you agreed to do. Take your contract docs to a lawyer and review.
Answered on Oct 14th, 2013 at 12:54 PM
Chapter 7 Bankruptcy Attorney serving Syracuse, NY
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Andrew T. Velonis, P.C.
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They do this all the time. Might as well go for the deal he is offering.
Answered on Oct 14th, 2013 at 12:41 PM