What exactly occurs at a scheduled " examination under oath" meeting which is at the attorney's office whom my homeowner insurance company has hired.?

During an examination under oath, you will be asked questions by the attorney for your insurance company.  You will be sworn under oath and expected to answer everything truthfully and to the best of your knowledge.   The attorney will ask you questions varying from your education and background information to specifics about the fire and where you were on the date of the fire, etc.   If the fire was ruled an arson, they may have even more specific questions.   If the fire was not ruled an arson, they likely have some other area they are going to focus on.  But usually when an examination under oath is given, it is because the insurance company is still trying to determine whether or not to pay the claim.  You do not have to have an attorney present at the EUO, however, you might find it advisable to do so.  Remember that anything you state in the EUO might be used against you (or in your favor) later on in the insurance dispute.  Best of luck.  NOTE:  This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed by this response.