Dear Anonymous,
Because you were in the course and scope of your employment at the time of your injury, your employer's worker's compensation insurance should pay for all of the medical expenses that you incur as a result of the accident. However, because you were injured by a third party, you are also able to seek damages, including compensation for pain and suffering, from the driver that rear-ended you. If one of the doctors who treated you for injuries from the accident happens to commit medical negligence, you may also be entitled to seek additional damages from the doctor, as well as from the driver who hit you. In your situation, there may be multiple insurance policies that could come in to play to compensate you for your injuries: worker's comp, automobile liability, and the doctor's professional negligence policy. Because of the complex nature of your claim, it is important that you speak with a personal injury attorney who is experienced with these types of claims. If you would like a free consultation, please call me at (317) 843-2606.
Chip Clark
Answered on Oct 14th, 2015 at 6:41 AM