You would have to file suit against the driver for the out-of-pocket damages you sustained as a result of her negligent operation of her motor vehicle.
Given the fact that you are only seeking $1,300.00, you could file suit in the local Magisterial District Justice that has jurisdiction over where the other driver lives, or where the accident occurred. This type of action is inexpensive to file and will be a quick process (1-2 months from filing to getting in front of a judge) and you can do it without an attorney.
Michael J. Davey, Esq.
Eckell Sparks Law Firm
344 West Front Street, Media, PA 19063
mdavey@eckellsparks.com (610) 565-3700
Answered on Aug 16th, 2012 at 3:55 PM