In Michigan you would need to prove the hotel was in some way negligent to make any recovery under their general liability coverage. The mere happening of an occurrence, without negligence, would not give rise to liability. If there is concern for the future, it would be best to get a consultation with the appropriate medical specialist so as to get a clearer picture on any future surgery, disability, restrictions, prognosis, etc. This would allow a more complete analysis re: value. Further, in Michigan, your daughter would have until 1 year after her age of majority (current age of majority is 18 in Michigan) to state the claim/file suit. So you could also wait to see how she does in the next few years before making the claim and you/the doctors may know more about the likelihood of any future problems with the injury.
Answered on Aug 02nd, 2013 at 9:06 PM