accident

One of the most commonly asked questions by a new client is "what is my case worth". My typical reply is," if you want me to start our relationship with my lying to you, I can give you a number" (and in fact some lawyers will do just that in order to impress the client and deal with the consequences of not meeting that inflated number later). The reason I say this to clients is, the ultimate compensation value of a case is based on many factors, including the nature and extent of someone's injuries. With rare exception, that is unknown early on. Sometimes what seemed like a big injury resolves and what we thought was a minor problem progresses and become a considerable injury. Some injuries may progress be corroborated with diagnostic testing and some injuries may ultimately require surgical intervention.. So there are many factor at play and I am not even talking about insurance company games, where thy claim you were partially at fault, or deny coverage, etc. One factor in a motor vehicle case is whether they treating doctor will certify that you sustained a "permanent injury'. This is the standard you must meet in Florida to recover most damages against the at-fault party; such as pain and suffering type damages. Also, Florida is a no-fault state, which means you PIP is responsible to pay a percentage of your bills, regardless of how much coverage the other driver has. There is a lot you need to know in order to maximize your PIP coverage. In fact if you do not seek medical care for your injuries within 14 days your carrier will not even pay for those no-fault bills. Whether a doctor certifies the nature of your needing initial medical treatment also affect the amount of your PIP coverage. It is actually far more complicated then what I have above. This is just a short summary. A skilled personal injury lawyer knows how to deal with these issues.  Bottom line, trying to do this on your4 own without an experienced Persona Injury lawyer can and probably will be a huge mistake, unless the injuries are clear and the at-fault company is willing to tender their policy limits to you. Even then there are important considerations that only an experienced personal injury lawyer can assess for you.  When I refer to an experienced personal injury lawyer, be careful before hiring one the TV law firms, with their slick commercial. Understand that these firms spend millions of dollars in advertising bringing in thousands of clients. You need to decide if such a firm can give your case the time and attention it deserves.   

You should retain counsel. Insurance companies usually dont take accident victims seriously, unless they are represented. I hope u heal up fast..good luck