Am I liable for any vehicle accidents my 18 year old college student may have?

Generally a parent is not responsible for the negligence of a child that has reached the age of majority (18) and there is no requirement that the parent maintain auto insurance coverage for that child. There are exceptions. If an auto is maintained for regular use of any family member, the owner of that vehicle may be responsible under the "family car" doctrine. Another exception would be if the owner of the vehicle allowed a child (or anyone else) use of a vehicle knowing that the child was not a good driver. This is called "negligent entrustment". The fact that a vehicle is simply registered to a  particular address does not in and of itself create liability to the address owner.   This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.