If my 19 year old college student, who still financially support and who still uses my address as his permanent address, owns title to a car and insures it in his name, can I still be sued if he has an accident?
Suits have to be based on fault or some type of owner/agency/employment vicarious liability. A parent does not generally have vicarious liability for the acts of their children.
No, you're not responsible for your 19-year-old if he or she has a wreck. The only way is if they are incompetent driver and you let them drive your car.
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