A.fender bender/collision occured. My mother was driving her car, my ten yr old child a passenger, i was lying in a hospital bed ,post surgery. my mother has my son taken by ambulance to the e.r. Just to be safe. No injuries. Florida, "no fault" state..my auto insurance pip paid primary at 80 percent. Crossed over to my health insurer, they denied the claim.. Theres a large unaffordable balance to me now. ย Is there a next payer or am i the lucky winner of this debt and thats the final answer? Thank ย you. I appreciate any enlightenment on this matter.
No way to answer your question as phrased though something seems inherently wrong with the facts presented. An ER visit "just to be safe" should not exceed the $10,000.00 PIP benefits that are required by law. If there was more than that billed, then either the issue was more serious than protrayed or there are some shennanigans with the hospital billing to cause a "large unaffordable balance". You should consult with a local insurance lawyer about this issue ASAP. Also, if your mother was at fault, a claim may need to be made against herBI liability coverage for your sons injuries.If you have any questions or concerns, please call our office at 1-800-922-6442 for a FREE consultation.
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