Yes you are and will be responsible for the medical bills. As such, you should factor these bills into your settlement amount with the insurance company and pay off the amount due with the settlement proceeds. (You may also consider trying to negotiate a reduced bill with your medical providers.) If you do not pay the medical bills or negotiate a reduced amount, the medical providers can sue you, obtain a judgment and garnish your wages or freeze your bank accounts.
Answered on Dec 27th, 2011 at 2:01 PM