I do not see any reason why your husband will be liable for a Judgment based on an event that occurred prior to your marriage. No attorney in the right sense will get an excess Judgment ,unless there are significant assets. However, if the insurance company did not tender your policy timely, the attorney may go for an excess Judgment. In that case you will need to seek your own private attorney to deal with the insurance company for a potential "failure of duty to defend and indemnify".
Answered on Mar 14th, 2014 at 10:49 PM