More details to this question:
I was rear-ended. The Sheriff report said it was his fault. His insurance company claimed responsibility and paid for the car repairs (around $6,000). I went to the ER and that bill, was also, around $6,000. The insurance company sent me some forms to sign, they said, so they could pay the bills. I have signed forms to release the records to the insurance company, but now the say they can only reimburse me AFTER I have paid the bills. I do not have $6,000 laying around to pay these bills and I am starting to get collection notices.
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The insurance company wants to drag out the process and then offer you a settlement for a "Full Release". If you have your health insurance of PIP, then submit the bills to either or both in order to get your medical bills paid. If you do not have health insurance, and do have PIP, then submit them to your own insurance policy (car insurance) under the PIP provision of your own policy.
It might be worth calling an attorney who does personal injury cases. Those of us that do this type of work don't charge to talk to someone on the phone or typically give a free 20 minute consultation in person.
Answered on Nov 12th, 2016 at 8:12 AM