This is not a personal injury question but I can tell you a collection agency cannot take away a person's vehicle and revoke their license. They can, however, report the accident to the Department of Motor Vehicles and they can suspend the at fault person's license if they didn't have insurance and refuse to pay for damages they caused. As the driver in this case, you, not the vehicle owner are responsible for the damages. The collection agency does have to provide you with proof of the damages.
This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.
Answered on Jun 17th, 2014 at 3:23 PM