Presuming the questioner meant conclusive rather than inconclusive, an insurance company may determine liability based on whatever evidence they have. There is no requirement the evidence be conclusive. If an insured or third party disagrees with the insurance company's determination of liability they should seek the advice of an attorney.
This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.
Answered on Apr 25th, 2012 at 6:55 PM