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My oldest daughter’s boyfriend has been bringing his six year old to our house for years. Recently my dog bit her while in our home. I have offered to pay any medical bills of which there are none due to her insurance being Medicaid. Her father interacted with my dog on a daily basis as well as brought her over daily. I rent my home so no homeowners insurance. This is in New York State. I am a single mom on a limited income. Just wondering what will happen as I know the mother if the child retained a lawyer.
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Andrew T. Velonis, P.C.
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As to what will happen, no one can say. But as to what might happen: if the child's mother retains a lawyer, that lawyer will probably start by sending you a "letter of representation" and you should get your own lawyer at that point, who will respond with a letter in kind. There are three issues, all of which are on your side: first, they have to prove that the dog was viscious, and from what you say, it was anything but. Next, they have to prove damages and you indicate that the injury, if any, was very minor. Third, they'd have to collect, and since you don't have insurance and have only a limited income, it does not appear that it would be profitable to pursue you. But do get a lawyer if you get such a letter, it might cost you a few hundred, but that's better than facing the prospect of thousands if the situation goes on. Finally: get renter's insurance, I can't tell you how many people I've talked to who have had serious legal and financial problems because they failed to do so.
Answered on Jan 21st, 2015 at 12:57 PM