I live in texas, a lady hit the back passenger side of my car in feb. I received a letter stating I was being sued by bell subrogation services because I did not have my proof of insurance. A rep from bell stated I will have to pay even though the accident was not my fault. To provide proof of insurance so that my insurance company will pay for it. Although the lady driving could not even tell me nor the officer what street we were on.
Anyone can be sued, however it often does not happen even though there is a threat. You will have to defend yourself if sued if you did not have insurance. If you had it, notify your insurance company. Not carrying the card does not make you responsible.
No. If the accident was not your fault you aren't liable. If you had insurance at the time of the accident you need to contact your insurance company and they will handle it for you.
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