I have been trying to work this out with a collection agency for a while. They are now taking me to small claims court but the amount they are asking is not correct. This has cost me hours at work, embarrassment and anxiety, on top of money for a debt I have proved I don't owe. I have offered to pay the actual amount that I owe but they insist that they will take their chances with the judge. Is there anything I counter sue for? Through research I think defamation, financial injury but every lawyer I call wants a $2000 retainer fee and the debt isn't even that much.
Make your argument to the judge in small claims court. A dispute about the correct amount of damages in a lawsuit is generally not considered a basis for a counterclaim of any kind.
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