It does not sound like you are suggesting a personal injury claim against any party. If you feel you have any such right, you may have missed the limitations deadline. Inquire with an attorney immediately. Otherwise, you may have a contract claim on the policy to cover some of your expenses. Contact the insurer. If they dispute your right to collect, speak with a local attorney to review the terms of the policy.
Answered on Aug 26th, 2016 at 2:29 PM