The police will have immunity so it will be difficult to get around that defense. As to the father of the adult defendant, it will also be difficult, unless he somehow caused your injuries, but it does not appear to bethe case. The defendant would be responsible for the judgment, if any, that you obtain, beyond the policy limits. But it maybe hard to collect, especially, if he is in jail and has no assets. By the way, even the insurance company may denycoverage, depending onhow the incident happened and who and what was covered under the policy. You need to contact an attorney to handle this claim,assoon as possible.
Answered on May 01st, 2011 at 4:27 PM