I worked for my aunt for a few months, not an employee to her, just making a few extra dollars on the side. I cut my thumb off working for her. She said i couldn’t file workers comp and hid the injury from the general contractors!
You, my friend, have a problem. If you were an EMPLOYEE, then you MAY be able to get comp. Usually, family members are excluded. If you were an independent contractor, then NO.
Workers compensation is for employees only, not for independent contractors or folks just helping out to pick up a buck. Not clear what your plan is but don't try to defraud anyone. insurance fraud is serious criminal business.
Nice aunt! Most homeowners have insurance that covers a casual worker, and in the alternative, insurance that covers medical expenses for someone injured while a guest on the property. Write her a letter stating that you are making a claim against her homeowners insurance.
You may be able to file against the general contractor. Employees of subcontractors are usually considered employees of the general contractor for purposes of workers compensation.
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