Do you realize that if the incident occurred due to an intentional act, then there would be no insurance coverage, and so you probably would have gotten nothing. I would bet that the settlement was a compromise. Now to reopen the case, you would have to pay the insurance company back the $100K, and then perhaps the judge would reopen the case. When I have tried it in the past, the judges would not let it happen. When a case gets settled, that is IT. Now on a personal note, you are experiencing the flaw in our system. If you had an arm amputated, and you got a check for $100,000,000, then despite getting a whole bunch of money, you still would only have one arm. The money is merely "damage control." Everything you say is true, but there is nothing more you can do about it. I suggest that you do your best to MOVE ON. If you dwell on the past, you only add to your losses, but you do not get compensated any further.
Answered on Nov 29th, 2012 at 6:59 AM