In Michigan your own car insurance company will pay No Fault Benefits, which include medical treatment/testing expenses, wage loss and replacement services. This is so even if you were in someone else's car. Of course, you had to file a written Application for Benefits within 1 year of the crash to have those benefits. The medical portion of the benefits is for lifetime care. So you can still get testing/treatment even years after the crash. If your injuries rise to the level of a serious impairment of a body function, you can sue the at fault owner/driver up to 3 years from the date of the crash. However, if you have only had 5 treatments over 2.5 years, it will likely be difficult to prove you had a serious impairment; however, perhaps immediate current testing/treatment will be able to show you do have serious injuries that should have received earlier attention.
Answered on May 14th, 2013 at 7:57 AM