File a no-fault claim with your insurance company. It doesn't matter that it was the other driver's fault; that's why they call it "no-fault". Notify your insurance company, get a claim number and a benefits application, fill it out right away and send it in. You may not be able to answer every question, such as "amount of medical expenses" if you haven't had any yet, just do the best you can and send it in immediately. Then, get the medical treatment you need. As long as the doctor signs that the treatment is medically necessary and related to the accident, you are covered. Many people don't realize at first how badly injured they are; explain to your doctor that at first you thought you would just be able to shake it off, but now you realize that the pain is not going away.
Answered on Sep 09th, 2011 at 8:01 PM