Michigan law indicates your own vehicle insurer will pay for crash related medicals for your lifetime as long as you gave them written notification of your crash, injuries and claim for No Fault (PIP) benefits within 1 year of the crash (typically by filling out the Application for Benefits (AFB)). If you gave the proper notice in the proper time, then all you will need to do in the future is submit your bills with an Attending Physicians Report (APR) which details the treatment, the costs and the causal connection to the crash. Of course insurers tend to look at such claims as "late" or not being related to a past event and may dispute the claim.
Answered on Dec 05th, 2013 at 7:27 PM