Yes, you can. In Florida, before you can sue for non-economic losses (like your broken leg) you must first have sustained a permanent injury or a permanent impairment. So long as one of your treating doctors is willing to state that, that qualifies you to make a claim for your non-economic damages. You do not have to sustain a permanent injury in order to make a claim for economic damages, which would include your lost time from work, and if the injuries caused by your accident end up costing you your job, your future wage loss. You do have a duty to mitigate your damages, so if you end up losing your job, start applying for a new job immediately, and keep a record of the places where you apply, so you have evidence of the fact you are trying to mitigate your damages. Your own insurance company, under the PIP portion of your policy, will pay 80% of the medical bills you incur as a result of the treatment you receive for whatever injuries you sustain in the accident, and it will pay 60% of your any wage loss, computed on the basis of your last 13 weeks of employment immediately prior to the accident. The party at fault has to pay the 20% of your medical bills which PIP doesn't pay, and the 40% of your wage loss that PIP doesn't pay. I hope this is clear. If you have any questions this answer fails to answer for you, contact a good personal injury lawyer. Most lawyers who handle personal injury cases work on a contingent fee basis so it won't cost you anything to speak with that lawyer, and you won't have to pay that lawyer unless that lawyer makes a recovery for you from the driver who was at fault. That lawyer shouldn't take any percentage out of the PIP benefits you receive from your own insurance company.
Answered on Jun 20th, 2013 at 9:32 AM