The Ard vs Ard decision made inroads into the doctrine of family immunity, and allow spouse to sue each other and children to sue parents, but it limits the claim to the amount of insurance coverage. Since almost every insurance policy contains a clause which states that it does not provide coverage for claims between family members, the reality is that you are very unlikely to ever obtain a recovery.
Answered on Sep 27th, 2012 at 1:08 PM