Can I sue my car insurance company for injuries to my daughter?

Yes. You can. The accident had to have been reported to the police within 24 hours and then you can make what is called an "SUM" claim. But, you'll really need a lawyer. Don't waste any time. There are strict time limits.

You have a lot of issues going on and really need someone to guide you through this. Make sure you fill out a No-Fault insurance application and report this to the police immediately. There can be complications if you don't.

First, file a no-fault claim with your insurance company. Notify your insurance company, get a claim number and a benefits application, fill it out right away and send it in. You may not be able to answer every question, such as "amount of medical expenses" if you haven't had any yet, just do the best you can and send it in immediately. That way you can get your daughter the medical treatment she needs. Secondly, your automobile liability policy carries an "Uninsured Motorist Coverage" provision for just this kind of accident. You may not have to sue them, but you definitely should put in a claim. You will need to show that your daughter suffered a "serious injury" as that term is defined by law. One of the qualifying definitions is a "permanent disfiguring scar". The insurance company may claim that the scars are not permanent or disfiguring, but in my book any facial scar to a child should qualify.