Yes. Your insurance company will want to get their money back if you win. So, you'll need to sue for all the damages. Tell your insurance company what you are doing. However, your insurance company may sue her anyway and that may save you the time and effort. If they do, you can piggy back their case and join in to get all of your damages. Talk to your insurance company about what they plan to do. Good luck.
Answered on Jan 17th, 2014 at 4:00 PM