You can sue for the property damage. If you can prove an injury (physical OR mental), you can sue for that also. If the guy has insurance, the insurance company will pay. If he does not have insurance, then you are going to have a problem collecting. Do you have homeowner's insurance? If so, just make a claim against your own insurance, and let that company go after the fool.
Answered on Oct 30th, 2012 at 9:55 PM