If the at fault driver did not have insurance, you can sue her for the full amount of the property damage to your vehicle, but...keep in mind, if you win the lawsuit you end up with a judgment that says she owes you a certain amount of money. It may be relatively easy to take a judgment against this person. But, a judgment is just an IOU signed by a judge, you then have to turn that judgment into money. How are you going to do that? If she had money, she would have had insurance. Unless she is easy to collect from, you are wasting your time and money going after her. Most attorneys will not sue someone who is not insured, there's no upside to it at the end. Did you not have collision coverage on your own vehicle where you can make a claim with your own insurance company?
Answered on Sep 20th, 2012 at 3:56 PM