If the driver had insurance, his insurance would generally cover the damage to your vehicle. If you had auto insurance on your vehicle, including collision coverage, your insurance would generally pay for the damage to your vehicle, less your collision coverage deductible. If the other driver is being charged with a crime, you should contact the District Attorney's Office to see how you can make a claim for restitution for either the full damage to your vehicle or your collision coverage deductible reimbursement, along with any other damages such as out of pocket costs for you to have alternative transportation, and the District Attorney's Office will usually assist you with forms to complete in order for them to pursue your claim for the restitution with the court, and to ask the court to order the restitution to be paid to you by the driver. Otherwise, you certainly have the right to bring a civil lawsuit against the driver for your damages, usually pursued in Small Claims Court in Wisconsin, for the damage to your vehicle, along with other out of pocket costs for you to have alternative transportation. There is normally a six year statute of limitations in Wisconsin for pursuing a claim for property damage, however, the statute of limitations is normally three years in Wisconsin for claims involving personal injuries. You may wish to consult with an experienced personal injury attorney to discuss your potential claims and damages in more detail.
Answered on Dec 24th, 2012 at 4:06 AM