As I understand it, if you do not have full coverage (e.g. liability and collision coverages) insurance companies will typically reimburse you when you purchase the extra insurance through the rental car company. This is something that you should have discussed with the at fault driver's auto insurance company. Also, keep in mind that before you ever purchase extra insurance on a rental vehicle you should check with you own personal auto insurance company to determine if you actually need to purchase the extra rental car insurance because sometimes your own personal auto insurance company will cover you for any claims that arise while you are using the rental car. Good luck with this matter.
Answered on Apr 29th, 2014 at 12:07 PM