You asked if your case can be dismissed. From the information you provided, it doesn't sound like there is any case. A case is when they file a lawsuit against you. Yes, you can be sued, but it is unlikely based on what you've said. If you hear from them, require that they give you two estimates of the damages, then, if they are reasonable, pay the lower one. Or, you can give them your insurance company information and let your insurance company handle it. There may be a financial decision though, if your deductible is about the same as the damage costs, you'd probably be better off just paying them without involving your insurance. Best to you.
Answered on Feb 27th, 2012 at 12:21 PM