Worker's compensation insurance generally does not cover pain and suffering. The only way you may be able to recover for pain and suffering is if there was a third party, someone other than your employer, who was responsible for your workplace injury. If that is the case you can file a claim with the third party's insurance company and if they refuse to settle the case you can sue them for damages. If you prevail in a third party claim you will have to pay back worker' compensation carrier for whatever they paid out on your claim, so make sure that any settlement or award includes this lien amount. Additionally, you should know that the WC carrier has the right to veto any settlement you make, so check with them prior to settling.
Answered on Aug 25th, 2011 at 7:24 PM