In the legal world, there are many possibilities of whether one can sue you or not. Theoretically, yes your friend may be able to sue you - however it does not mean that she will be successful in her claim against you. You were a permissive driver and if she had insurance coverage, her insurance could be used to pay for the repairs. I suggest you speak with an attorney who has experience handling these types of claims who can properly evaluate your specific case and advise you on the proper course of action.
If you were responsible for the damage to her car, yes, she can sue you and you could be held liable. However, if you were a permissive user and if she had collision insurance, then her insurance should indemnify you and pay for the damages.
If the car did not have comprehensive insurance coverage, you may be liable to your friend for your negligence which caused damage to her car, and yes, your friend may sue you if you cannot work out an arrangement to pay for the damage to her vehicle.
Yes, but she will have a hard time collecting if you do not own anything. Also, if she had insurance that paid to fix the car, she would have to reimburse her insurance company for anything she recovered from you.
Yes, she can. She would undoubtedly have a deductible on her collision insurance, and the "right thing" to do would be to offer to pay her the deductible, but make sure you get a release from her for the money you pay her so her insurance company will not come back against you later in a subrogation action to try to collect the money they paid out to fix her car.
Actually, yes. If you negligently damage another person's property, then you generally have to compensate the person if you are held liable for the damages. However, auto insurance will usually cover these types of damages and your own auto insurance should "follow you" when you operate someone else's car. If you did not have your own liability insurance, she should have coverage for the property damage under her own policy, but keep in mind that her carrier could come after you for subrogation or reimbursement since you are the party primarily responsible.
If you were negligent in operating it, it is possible your friend could bring a claim against you for the loss if she did not have insurance to cover those losses. If she did, her insurance would cover it but the insurance carrier could seek reimbursement from you.
Yes. But more likely the insurance will cover the repairs and the insurance company will come after you. If you have insurance on your own car, you will likely be covered.
Absolutely. If she has insurance, her insurance carrier has to fix the car and since you are a permissive driver likely would not be able to sue you, but if she has no coverage, she can.
Of course she can, and you, my friend, should have insurance to cover the damage. If not, I bet the friendship is over. This may be a question of your character and honesty. You broke it, you bought it. Do the right thing and pay up and next time, don't drive without insurance.
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