Yes, it is legal to do that. Remember that you do NOT have a constitutional right to drive a car on the public roadways. it is a limited permission. You apply for a license. The license is your proof of permission. If you do not obey the rules, the permission can be taken away. If you caused harm and did not have insurance, then you have to pay. No pay, no license. If you did not have insurance, then you should have driven extra-carefully. Not being financially responsible (no insurance) and driving carelessly, is sufficient reason for the driver's license people to pull your ticket.
Answered on Mar 05th, 2013 at 9:08 AM