You have two questions. On property damage, insurance cos. usually get an average of prices of similar cars that have sold, and they add tax, etc. You should be able to find a similar car for the money that they pay. If you upgrade to a newer car, that?s your problem. On personal injury, the insurance co. for the driver behind you will look at the amount of the medical bills, the length of treatment, and the outcome and then make an offer. The offer WILL be low. An independent study showed that you will be better off with an injury lawyer.
Answered on Apr 17th, 2014 at 6:15 PM