QUESTION
Do car insurance companies have to give notice of cancellation?
Asked on Jan 04th, 2013 on Automobile Accidents - California
More details to this question:
We had auto pay and got into an accident and now the company is saying the insurance was cancelled and we didn't get any notice, now they don't want to cover it.
7 ANSWERS
Ronald A. Steinberg
Yes, sent to your last known address.
Answered on Jan 09th, 2013 at 9:46 PM
Personal Injury Attorney serving Charlotte, NC
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Paul Whitfield and Associates P.A.
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They normally do but they cant guarantee the postman will deliver nor can they guarantee where you will be living. If you did not have insurance, you did not have insurance, and if you did not have it it was because you broke the rules or did not pay the premium.
Answered on Jan 09th, 2013 at 9:40 PM
Depending on facts of circumstances, could potentially be bad faith on the part of the insurance company. You should contact an attorney who specializes in bad faith actions against insurance companies.
Answered on Jan 09th, 2013 at 7:52 PM
Criminal Defense Attorney serving Anderson, SC
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The David F. Stoddard Law Firm
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Yes, I believe they do. However, they are only required to send the notice. You do not necessarily have to have received it.
Answered on Jan 09th, 2013 at 7:14 AM
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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Yes they have to give you notice. They will say in court, in all probability, that they did send you the notice. The law presumes that a letter sent by first class mail reaches the addressee within 3 days. I see a lawsuit as being necessary to establish your rights.
Answered on Jan 09th, 2013 at 6:57 AM
Insurance Law Attorney serving Gainesville, FL
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Steven Kalishman, P.A. Law Offices
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Yes, they have to send you a notice by regular mail, but they don't have to prove you received it
Answered on Jan 09th, 2013 at 6:41 AM
Insurance Defense Litigation Attorney serving Auburn, CA
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Graves Law Offices
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They MUST give notice of cancellation and most likely sent notice in advance of the cancellation. The issue is where they sent that notice.
Answered on Jan 09th, 2013 at 6:09 AM