Do i have a case?

Hello I'm not sure if I actually have a case or not. This morning my car and three other cars were parked no one was inside any of the cars, a SEPTA bus hit all four cars damaging them all. My car is now in the shop and I'm not sure when it's going to be able for me to go get it. My insurance is in the process of getting a appraisal of the damages they are saying that there is $1,000 deductible which I do not have. My car is needed for my employment I work for Uber and Lyft Rideshare service. Now I am unable to work until further notice and also I pay a weekly lease to Uber because I finance the car through Xchange Leasing. So I'm still liable to pay that Weekly 162. And I have no other source of income Thank you for your time Nicole