Progressive Insurance is contacting me about a claim from 2018 stating that there is a lawsuit against me. I have not received any information or have been served papers. They are also trying to contact my boyfriend who was driving the vehicle but passed away a month after the accident (not related to the accident). Are they allowed to do this?
Yes, they are allowed to do this. I'm assuming you are the owner of the vehicle and that your boyfriend was driving the vehicle with your permission. If so, you are responsible for your boyfriend's negligence and any damages / injuries he caused while driving the vehicle. Given that your insurance company will defend you in any lawsuit brought against you and pay any judgment entered against you (up to the limits of your coverage), you have an interest in cooperating with them.
Best regards,
Jonathan R. Ratchik, Esq.
Kramer, Dunleavy & Ratchik, PLLC
61 Broadway, Suite 2220
New York, NY 10006
(212) 226-6662
www.kdrpilawyers.com
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