My 16 year old was involved in a car accident. The other driver ran a stop sign and my daughter hit him. He was cited and paid his waiver. We're now dealing with the insurance company. How do we get pain and suffering for my daughter. The guy that she hit was very mean to her and us at the hospital. They had to call in the local PD to keep him under control.
Likely you will need legal assistance.
Once your daughter has completed treatment, a documented settlement proposal needs to be prepared and sent to the insurance company. At that point -- hopefully -- the calim can be resolved. Your daughter has 2 years from her 18th birthday to settle her claim; however, you have 2 years from the accident date to settle any claims for medical bills you paid or property damage to your car.
If you health insurer or vehicle medical payments coverage paid any bills, they are likely entitled to get some or all of the moneythey paid reimbursed from the settlement.
We can assist with your efforts.
First off, tell your daughter to have no contact whatsoever with the person that hit her. Then, make sure your own insurance company has all of the pertinent information. Don't even talk to the other driver's insurance carrier until after your daughter's treatment is complete and she is on the road to recovery. Even then be very careful what you say to them regarding her condition. To be safe, it is best to contact a personal injury attorney in your area who specializes in auto cases. A good attorney can actually increase your recovery even taking into consideration his/her fees.
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