In Michigan the other insurer may NOT obtain any monies from you/your daughter if you were insured. Your insurer should defend you in any such claim as long as you have given them timely notice of same. Generally you may ask for an adjournment of a matter if you have a conflict, but your insurance company lawyer should be helping you/advising you. If the insurer won't get you a lawyer, get a detailed written reason from them as to the reason for their refusal and hire your own counsel to try and get this all straightened out. You can also file a Complaint with the State Insurance Commissioner.
Answered on Aug 26th, 2013 at 12:03 PM