My husband bought a brand new bike last week. He felt there is something wrong with the brake. He called the dealership. They said no worries there is nothing wrong without setting up an appointment. Today, with 20 miles speed, he crashed. He took the bike to another dealership and they confirmed the brake were recalled. The dealership states they fixed it but the technician on this other dealership confirmed it was not done and gave my husband a letter stating this. The bike has lots of broken parts, jacket $600, helmet $500. They said they will investigate. Do we need to contact our insurance?
You should contact your insurance agent, and you should make a claim against the dealership to get it to submit the matter to its insurance company. If they won't be reasonable, file a lawsuit.
Presuming your husband's injuries, if any, were minimal or non-existent, you can sue in Small Claims Court for up to $3,000 without a lawyer. It's like People's Court on TV.
Of course use any insurance you have. You might make a polite written demand of the dealership who may have misinformed you and see if they will cut you any slack. If you are sure you are right, file a small claim in Judge Judy court
Your question is unclear. If all you are dealing with is property damage (including the bicycle itself)) then bring them to small claims court and you don't need a lawyer. If your husband was injured, then by all means get an attorney to sue the dealership. If someone is making a claim against your husband (for example if he hit a pedestrian) then, yes contact your insurance company.
Yes, make an insurance claim and your company will pay for the loss and sue the appropriate parties to cover their pay out. Make sure you are them to include and repay your deductible in the claimed damages.
First thing, always contact your insurance. Tell them about the defective brakes. If all you are looking at is property damage, file a small claims action against the dealer and the manufacturer. They will probably remove to regular court, but they may settle because it makes more financial sense. If there are injuries to your husband or somebody else, contact an attorney.
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