We were hit by a driver who failed to yield right of way. Our vehicle will probably be totaled,we will not be able to add money to our settlement to properly replace the vehicle .Driver was diagnosed with whiplash and has daily discomfort.
If you were injured in the accident, you should definitely have a personal injury lawyer help you with the case. If you were not injuted, adn this is property damage only, you can either have your own insurnace company pay for the damage to your car, less your deductible, or you can make claim against the other driver's insurance company. If injured, there is a THREE year statute of limitations for starting a lawsuit from the day of your accident. Failure to file the lawsuit within the three 3 years, would forever bar your claim.
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