It is my understanding (I am NOT a work comp lawyer) that this varies from state to state. I believe in Michigan you are not generally covered to/from work by work comp, but I believe there are some exceptions if you are in a company vehicle, if there are certain requirements that you are on call, etc. You would be best served by having a consultation with a local Michigan attorney (if you are from Mi. and the incident happened in Mi.) to explore all your facts and how the law applies to same. In Michigan you would also have No Fault insurance on your car that is available for PIP benefits, although there is an offset for work comp paid. Since your matter is somewhat complex, again, I'd suggest meeting in person with a lawyer to determine your rights vs. trying to handle this on a forum like this.
Answered on Sep 04th, 2013 at 1:59 PM