QUESTION
For an underage driver, who's insurance should the claim be filed against, mine or the owner of the vehicle?
Asked on Apr 15th, 2013 on Personal Injury - California
More details to this question:
My 17 year old daughter was allowed to drive someone else's vehicle (not one of mine). She got into a fender bender with another car (she rear ended them). Causing minor damage.
10 ANSWERS
Bankruptcy Attorney serving Madison, WI
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Richard B. Jacobson & Associates, LLC
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Probably the owner of the vehicle.
Answered on Apr 22nd, 2013 at 7:45 PM
Ronald A. Steinberg
The owner of the car is responsible because the car was being used with permission. The driver is responsible, regardless of age, because of her own negligence.the owner's insurance should cover the whole thing.
Answered on Apr 17th, 2013 at 8:01 PM
Criminal Defense Attorney serving Anderson, SC
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The David F. Stoddard Law Firm
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She is covered by both policies. However, I think your insurance would be primary as she would be liable, not the owner of the other car.
Answered on Apr 17th, 2013 at 1:27 AM
Personal Injury Attorney serving Charlotte, NC
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Paul Whitfield and Associates P.A.
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Normally the owner and operator of a vehicle are liable for its operation. Why don't you just tell the truth to all insurance companies and let them deal with a fender bender. That is what insurance is for.
Answered on Apr 16th, 2013 at 9:48 PM
Appellate Attorney serving Grosse Pointe Farms, MI
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Musilli Brennan Associates, PLLC
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Generally the owner of the car in Michigan.
Answered on Apr 16th, 2013 at 9:34 PM
James Eugene Hasser
Insurance follows the car in Alabama. The insurance of the car she was in should cover it. Good luck.
Answered on Apr 16th, 2013 at 9:27 PM
Edwin K. Niles
Oddly, the practice in the insurance industry is that the coverage on the vehicle is primary, although the law would seem to say the opposite. The incident should be reported to both companies to avoid future problems; they'll sort it out.
Answered on Apr 16th, 2013 at 9:20 PM
Thomas Edward Gates
She does not have any insurance. If the other party has insurance, then theirs. Otherwise, you must pay for the damages to your car.
Answered on Apr 16th, 2013 at 9:18 PM
Personal Injury Attorney serving Atlanta, GA
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Gregory S. Shurman, LLC
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The insurance on the vehicle she was driving should come first.
Answered on Apr 16th, 2013 at 2:12 AM
Medical Malpractice Attorney serving San Diego, CA
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The Law Offices of Ajay Kwatra
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Ask an insurance agent.
Answered on Apr 16th, 2013 at 2:09 AM