got injured at work been out of work for 6 months was told by my primary care doctor i could not go back to same job position becuse of my back injury

I would strongly suggest you contact an experienced worker's compensation attorney.  Based on what your doctor is telling you, you may very well have a worker's compensation claim where you can get what is called a lump sum settlement.  Without more detail, it is hard to give you more advice than that...but based on the severity of your injury, you should get a free consultation from an attorney who can let you know what your rights are and what you may be entitled to.  Do NOT sign anything with the insurance company until you do so. Steven A. Schwartz Attorney/Partner JOEL H. SCHWARTZ, P.C. One Washington Mall, 16th floor Boston, MA  02108 (617) 742-1170 (800) 660-2270 (617) 250-2072 fax sas@joelhschwartz.com   www.joelhschwartz.com